Deposits Savings Bank Interest on Savings Deposit Rate Effective from 08-07-2025. SAVINGS DEPOSIT ACCOUNT BALANCE INTEREST RATE Up to Rs. 50 Lakh 2.50% Above Rs. 50 Lakh 3.00% Fixed Deposits Interest on Deposits Rates Effective from 01-09-2025 Period of Deposits Existing Rate(General) Existing Rate(Senior Citizen) Period of Deposit Revised Rate(General) Revised Rate(Senior Citizen) (w.e.f 08-07-2025) Revised (w.e.f 01-09-2025) 7 days to 14 days 3.00 3.00 7 days to 14 days 3.00 3.00 15 days to 29 days 3.00 3.00 15 days to 29 days 3.00 3.00 30 days to 45 days 3.00 3.00 30 days to 45 days 3.00 3.00 46 days to 90 days 4.50 4.50 46 days to 90 days 4.50 4.50 91 days to 179 days 4.50 4.50 91 days to 179 days 4.50 4.50 180 days to 270 days 5.50 5.50 180 days to 270 days 5.50 5.50 271 days to less than 1 year 5.50 5.50 271 days to less than 1 year 5.50 5.50 One year to 399 days 6.25 6.75 One year to 379 days 6.25 6.75 400 days 6.85 7.35 380 days 6.70 7.20 401 days to 2 years 6.25 6.75 381 days to 2 years 6.25 6.75 2 years 1 day to 3 years 6.25 6.75 2 years 1 day to 3 years 6.25 6.75 3 years 1 day to 5 years 6.25 6.75 3 years 1 day to 5 years 6.25 6.75 5 years 1 day to 10 years 6.00 6.50 5 years 1 day to 10 years 6.00 6.50 Re-Investment Plans Interest on Deposits Rates Effective from 01-09-2025 Period of Deposits Existing Rate(General) Existing Rate(Senior Citizen) Period of Deposit Revised Rate(General) Revised Rate(Senior Citizen) (w.e.f 08-07-2025) Revised (w.e.f 01-09-2025) 7 days to 14 days 3.00 3.00 7 days to 14 days 3.00 3.00 15 days to 29 days 3.00 3.00 15 days to 29 days 3.00 3.00 30 days to 45 days 3.00 3.00 30 days to 45 days 3.00 3.00 46 days to 90 days 4.50 4.50 46 days to 90 days 4.50 4.50 91 days to 179 days 4.50 4.50 91 days to 179 days 4.50 4.50 180 days to 270 days 5.50 5.50 180 days to 270 days 5.50 5.50 271 days to less than 1 year 5.50 5.50 271 days to less than 1 year 5.50 5.50 One year to 399 days 6.25 6.75 One year to 379 days 6.25 6.75 400 days 6.85 7.35 380 days 6.70 7.20 401 days to 2 years 6.25 6.75 381 days to 2 years 6.25 6.75 2 years 1 day to 3 years 6.25 6.75 2 years 1 day to 3 years 6.25 6.75 3 years 1 day to 5 years 6.25 6.75 3 years 1 day to 5 years 6.25 6.75 5 years 1 day to 10 years 6.00 6.50 5 years 1 day to 10 years 6.00 6.50 Rate of Bulk Deposit Rate of Bulk Deposit (Single Rupee Term Deposit of Rs. 1.00 crore and above) (w.e.f 03.09.2025) Rate of Bulk Deposit (Single Rupee Term Deposit of Rs. 1.00 crore and above) (w.e.f 03.09.2025) Period Of Deposit General Senior Citizen 7 days to 14 days 3.10 3.10 15 days to 29 days 3.10 3.10 30 days to 45 days 3.10 3.10 46 days to 90 days 4.60 4.60 91 days to 179 days 4.60 4.60 180 days to 270 days 5.60 5.60 271 days to less than 1 year 5.60 5.60 One year to 379 days 6.35 6.85 380 days 6.80 7.30 381 days to 2 years 6.35 6.85 2 years 1 day to 3 years 6.35 6.85 3 years 1 day to 5 years 6.35 6.85 5 years 1 day to 10 years 6.10 6.60 Applicable Rate of Interest (w.e.f 01.09.2025) Period of Deposit General Senior Citizen Staff Ex-Staff (Senior Citizen) 5 Years 6.25 6.75 7.25 7.75 5 Years 1 day to 10 years 6.00 6.50 7.00 7.50 Recurring Deposit Interest on Deposits Rates Effective from 01-09-2025 Period of Deposits Existing Rate(General) Existing Rate(Senior Citizen) Period of Deposit Revised Rate(General) Revised Rate(Senior Citizen) (w.e.f 08-07-2025) Revised (w.e.f 01-09-2025) 7 days to 14 days 3.00 3.00 7 days to 14 days 3.00 3.00 15 days to 29 days 3.00 3.00 15 days to 29 days 3.00 3.00 30 days to 45 days 3.00 3.00 30 days to 45 days 3.00 3.00 46 days to 90 days 4.50 4.50 46 days to 90 days 4.50 4.50 91 days to 179 days 4.50 4.50 91 days to 179 days 4.50 4.50 180 days to 270 days 5.50 5.50 180 days to 270 days 5.50 5.50 271 days to less than 1 year 5.50 5.50 271 days to less than 1 year 5.50 5.50 One year to 399 days 6.25 6.75 One year to 379 days 6.25 6.75 400 days 6.85 7.35 380 days 6.70 7.20 401 days to 2 years 6.25 6.75 381 days to 2 years 6.25 6.75 2 years 1 day to 3 years 6.25 6.75 2 years 1 day to 3 years 6.25 6.75 3 years 1 day to 5 years 6.25 6.75 3 years 1 day to 5 years 6.25 6.75 5 years 1 day to 10 years 6.00 6.50 5 years 1 day to 10 years 6.00 6.50